This is the "Individuals" page of the "Affordable Care Act" guide.
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Affordable Care Act   Tags: aca, affordable care act, health, health insurance  

Information and resources to assist in understanding and applying for healthcare coverage under the ACA.
Last Updated: Nov 17, 2014 URL: Print Guide RSS Updates

Individuals Print Page

Phone or online assistance

For a trained Navigator to help you in person, click through to see the days and times (and specific branch) for availability at the Somerset County Library System

(no appointment necessary)

Use the Marketplace Call Center (1-800-318-2596; TTY: 1-855-889-4325) or Chat Online at or

 - Speak with a trained customer service representative 24/7

 - In English and Spanish


    How the Marketplace Works and Important Dates

    How the Marketplace Works

    Use this checklist now to help you gather the information you’ll need.

    Here are the most important dates for 2015 coverage:

    November 15, 2014:  Open enrollment for 2015 begins

    December 15, 2014: The last date to enroll for coverage that starts January 1, 2015

    December 31, 2014: Date when all 2014 Marketplace coverage ends, no matter when you enrolled

    January 1, 2015: The date 2015 coverage can start if you apply by December 15, 2014, or if you accept automatic enrollment in your 2014 plan or a similar plan

    February 15, 2015: The last day to enroll in 2015 coverage. If you miss this deadline, you can’t sign up for a health plan inside or outside the Marketplace for the rest of 2015. The only exception is if you qualify for a Special Enrollment Period.

    Medicaid, CHIP, and SHOP – apply any time


    Features of the ACA and Interactive online helper guide

    State Health Insurance Assistance Programs (SHIP)

    NJ FamilyCare

    You may also qualify for:

    Low cost or no cost health insurance provided by the State of New Jersey.

    Multilingual support.

    Call 1-800-701-0710
    The hours of operation are:
    Monday and Thursday
    from 8 a.m. to 8 p.m. and
    Tuesday, Wednesday and
    Friday from 8 a.m. to 5 p.m.


      Health Insurance Marketplace

      Understanding the Health Insurance Marketplace

      Open Enrollment for 2015 begins Nov. 15 -

       For Spanish speaking consumers, is also available.


        Healthcare Marketplace

        Health Insurance Marketplace

        New Jersey has chosen to use the federal health insurance exchange, named the Health Insurance Marketplace, for health insurance rather than implementing a state-based exchange.


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