This is the "Individuals" page of the "Affordable Care Act" guide.
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Affordable Care Act   Tags: aca, affordable care act, health, health insurance  

Information and resources to assist in understanding and applying for healthcare coverage under the ACA.
Last Updated: Dec 16, 2013 URL: Print Guide RSS Updates

Individuals Print Page

Phone or online assistance

Assistance for Consumers - Make an appointment with a trained navigator to help you

There is also help available through the Somerset County Library System

Use the Marketplace Call Center (1-800-318-2596; TTY: 1-855-889-4325) or Chat Online at or

 - Speak with a trained customer service representative 24/7

 - In English and Spanish

How the Marketplace Works

Create an account

First provide some basic information. Then choose a user name, password, and security questions for added protection.


Starting October 1, 2013 you’ll enter information about you and your family, including your income, household size, and more.

Use this checklist now to help you gather the information you’ll need.

Pick a plan

Next you’ll see all the plans and programs you’re eligible for and compare them side-by-side.

You’ll also find out if you can get lower costs on monthly premiums and out-of-pocket costs.


Choose a plan that meets your needs and enroll!  Coverage starts as soon as January 1, 2014.



    NJ FamilyCare

    You may also qualify for:

    Low cost or no cost health insurance provided by the State of New Jersey.

    Call 1-800-701-0710
    The hours of operation are:
    Monday and Thursday
    from 8 a.m. to 8 p.m. and
    Tuesday, Wednesday and
    Friday from 8 a.m. to 5 p.m.


      Features of the ACA and Interactive online helper guide

      Health Insurance Marketplace



         (Also:  See below Consumer Reports November 2013 issue "It's showtime for health care reform" pp. 30-40)

       It's Showtime for Health Care Reform

      Find a 'Best Value" health plan

      Guide to the Insurance Rankings




        State Health Insurance Assistance Programs (SHIP)


          ACA Open Enrollment

          Open enrollment

          October 1, 2013  -  March 31, 2014.

          To begin coverage Jan. 1, 2014 the deadline has been extended to December 23, 2013

          Coverage starts

          January 1, 2014.

          How will the ACA Impact You? (English &Spanish)



            Healthcare Marketplace

            Health Insurance Marketplace

            New Jersey has chosen to use the federal health insurance exchange, named the Health Insurance Marketplace, for health insurance rather than implementing a state-based exchange.

            The federal exchange is located at For Spanish speaking consumers, is also available.


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