This is the "Individuals" page of the "Affordable Care Act" guide.
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Affordable Care Act   Tags: aca, affordable care act, health, health insurance  

Information and resources to assist in understanding and applying for healthcare coverage under the ACA.
Last Updated: Jul 28, 2015 URL: Print Guide RSS Updates

Individuals Print Page

Phone or online assistance

How the Marketplace Works and Important Dates

How the Marketplace Works

Use this checklist now to help you gather the information you’ll need.

Here are the most important dates for 2015 coverage:

November 15, 2014:  Open enrollment for 2015 begins

December 15, 2014: The last date to enroll for coverage that starts January 1, 2015

December 31, 2014: Date when all 2014 Marketplace coverage ends, no matter when you enrolled

January 1, 2015: The date 2015 coverage can start if you apply by December 15, 2014, or if you accept automatic enrollment in your 2014 plan or a similar plan

February 15, 2015: The last day to enroll in 2015 coverage. If you miss this deadline, you can’t sign up for a health plan inside or outside the Marketplace for the rest of 2015. The only exception is if you qualify for a Special Enrollment Period.

Medicaid, CHIP, and SHOP – apply any time


Features of the ACA and Interactive online helper guide






    State Health Insurance Assistance Programs (SHIP)

    NJ FamilyCare

    You may also qualify for:

    Low cost or no cost health insurance provided by the State of New Jersey.

    Multilingual support.

    Call 1-800-701-0710
    The hours of operation are:
    Monday and Thursday
    from 8 a.m. to 8 p.m. and
    Tuesday, Wednesday and
    Friday from 8 a.m. to 5 p.m.


      ACA and tax information

      Reporting Coverage

      Questions on taxes and Marketplace coverage -        1-800-829-1040 option 4

      Most taxpayers already have qualifying health care coverage, and will simply check a box on their tax return.

      This includes coverage from an employer, Health Insurance Marketplace coverage, and government-sponsored programs like Medicare, Medicaid, and CHIP. If you purchased coverage through the Marketplace, you will receive a Form 1095-A, which provides information about your coverage.


        Health Insurance Marketplace

        Understanding the Health Insurance Marketplace

        Open Enrollment for 2015 begins Nov. 15 -

        Deadline for 2015 coverage is Feb. 15, 2015

         For Spanish speaking consumers, is also available.


          Healthcare Marketplace

          Health Insurance Marketplace

          New Jersey has chosen to use the federal health insurance exchange, named the Health Insurance Marketplace, for health insurance rather than implementing a state-based exchange.


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