Phone or online assistance
(no appointment necessary)
- Speak with a trained customer service representative 24/7
- In English and Spanish
How the Marketplace Works and Important Dates
Use this checklist now to help you gather the information you’ll need.
Here are the most important dates for 2015 coverage:
November 15, 2014: Open enrollment for 2015 begins
December 15, 2014: The last date to enroll for coverage that starts January 1, 2015
December 31, 2014: Date when all 2014 Marketplace coverage ends, no matter when you enrolled
January 1, 2015: The date 2015 coverage can start if you apply by December 15, 2014, or if you accept automatic enrollment in your 2014 plan or a similar plan
February 15, 2015: The last day to enroll in 2015 coverage. If you miss this deadline, you can’t sign up for a health plan inside or outside the Marketplace for the rest of 2015. The only exception is if you qualify for a Special Enrollment Period.
Medicaid, CHIP, and SHOP – apply any time
There’s no limited enrollment period for Medicaid or the Children’s Health Insurance Program (CHIP). You can apply any time.
There’s also no limited enrollment period for small businesses to enroll in SHOP coverage for their employees. You can apply any time.